A. M. Nur and C. . Taofiqurrochman, “Effect of Performing Loan, Intermediation Function, and Operational Efficiency on Banking Profitability (Case Study at PT Bank Pembangunan Daerah Jawa Barat & Banten, Tbk Period 2014–2024)”, Adv, vol. 4, no. 9, pp. 855–873, Sep. 2026.